CAM Overcharge Lookback by State: SOL Reference [2026]
How far back can you audit CAM charges? Written contract SOL ranges from 3 to 10 years by state. Most states give 4 to 6 years. Your lease window closes sooner.
CAM Overcharge Statute of Limitations by State [2026 Reference]
TL;DR: CAM overcharge recovery windows range from 3 years (Alaska, Delaware, Maryland) to 10 years (Illinois, Indiana, Rhode Island). California and Texas allow 4 years. New York and most states allow 6 years. Your lease may impose a shorter dispute window that closes earlier. Check your lease first, then apply the state SOL as the outer limit.
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The state law time limit within which a commercial tenant can file a breach of contract claim for CAM overcharges. Written contract statutes of limitations range from 3 to 10 years by state and set the outer legal boundary for recovery, separate from any shorter dispute window defined in the lease itself.
40%of commercial CAM reconciliations contain material billing errors
“After running reconciliations through CAMAudit, the most common missed-window situation I see is tenants in 4-year states like California and Texas who assume they have more time. The lease dispute window is usually 30 to 90 days. That is the real deadline, not the 4-year SOL.”
Angel Campa, Founder of CAMAudit, 2026
CAM overcharges are governed by each state's written contract statute of limitations. Most states give you 4–6 years from the date of the overcharge, though some allow 3 years and others up to 10 years. Your lease may also impose a shorter dispute window that runs concurrently. The shorter of the two deadlines controls your practical window to recover.
Important: Statute of limitations law is fact-specific and evolves through case decisions. This reference provides the standard written contract SOL for each state. Consult a commercial real estate attorney in your state before relying on any figure to make a decision about whether to pursue a claim.
The 50-State SOL Reference Table
State
SOL (Years)
Statute
Notes
Alabama
6
Ala. Code § 6-2-34
Written contracts
Alaska
3
Alaska Stat. § 09.10.053
Written contracts; 6 years if sealed instrument
Arizona
6
A.R.S. § 12-548
Written contracts
Arkansas
5
Ark. Code § 16-56-111
Written contracts
California
4
Cal. CCP § 337
Written contracts; discovery rule may extend
Colorado
6
C.R.S. § 13-80-103.5
Written contracts
Connecticut
6
Conn. Gen. Stat. § 52-576
Written contracts
Delaware
3
Del. Code tit. 10, § 8106
Written contracts
Florida
5
Fla. Stat. § 95.11(2)(b)
Written contracts; 4 years for oral contracts
Georgia
6
O.C.G.A. § 9-3-24
Written contracts
Hawaii
6
Haw. Rev. Stat. § 657-1
Written contracts
Idaho
5
Idaho Code § 5-216
Written contracts
Illinois
10
735 ILCS 5/13-206
Written contracts; notably long
Indiana
10
Ind. Code § 34-11-2-11
Written contracts
Iowa
5
Iowa Code § 614.1(4)
Written contracts
Kansas
5
Kan. Stat. § 60-511
Written contracts
Kentucky
5
Ky. Rev. Stat. § 413.090
Written contracts; 15 years for sealed instruments
Louisiana
10
La. Civ. Code art. 3499
Personal actions with no specific SOL
Maine
6
Me. Rev. Stat. tit. 14, § 752
Written contracts
Maryland
3
Md. Code, Cts. & Jud. Proc. § 5-101
General civil actions
Massachusetts
6
M.G.L. c. 260, § 2
Written contracts
Michigan
6
MCL 600.5807(8)
Written contracts
Minnesota
6
Minn. Stat. § 541.05
Written contracts
Mississippi
3
Miss. Code § 15-1-29
Written contracts
Missouri
5
Mo. Rev. Stat. § 516.120
Written contracts
Montana
5
Mont. Code § 27-2-202
Written contracts
Nebraska
5
Neb. Rev. Stat. § 25-205
Written contracts
Nevada
6
NRS 11.190(1)(b)
Written contracts
New Hampshire
3
N.H. Rev. Stat. § 508:4
General; discovery rule applies
New Jersey
6
N.J. Stat. § 2A:14-1
Written contracts
New Mexico
6
N.M. Stat. § 37-1-3
Written contracts
New York
6
CPLR § 213
Written contracts
North Carolina
3
N.C.G.S. § 1-52(1)
Written contracts; shorter than most states
North Dakota
6
N.D. Cent. Code § 28-01-16
Written contracts
Ohio
6
Ohio Rev. Code § 2305.07
Written contracts; 8 years for sealed instruments
Oklahoma
5
Okla. Stat. tit. 12, § 95
Written contracts
Oregon
6
Or. Rev. Stat. § 12.080
Written contracts
Pennsylvania
4
42 Pa. C.S. § 5525
Written contracts; note: 4 years, shorter than most
Rhode Island
10
R.I. Gen. Laws § 9-1-13
Written contracts
South Carolina
3
S.C. Code § 15-3-530
Written contracts
South Dakota
6
S.D. Codified Laws § 15-2-13
Written contracts
Tennessee
6
T.C.A. § 28-3-109(a)(3)
Written contracts
Texas
4
Tex. Civ. Prac. & Rem. Code § 16.004
Written contracts
Utah
6
Utah Code § 78B-2-309
Written contracts
Vermont
6
Vt. Stat. tit. 12, § 511
Written contracts
Virginia
5
Va. Code § 8.01-246(2)
Written contracts
Washington
6
RCW 4.16.040
Written contracts
West Virginia
10
W. Va. Code § 55-2-6
Written contracts; notably long
Wisconsin
6
Wis. Stat. § 893.43
Written contracts
Wyoming
8
Wyo. Stat. § 1-3-105
Written contracts
States with the longest SOL (10 years): Illinois, Indiana, Louisiana, Rhode Island, West Virginia.
States with the shortest SOL (3 years): Alaska, Delaware, Maryland, Mississippi, New Hampshire, North Carolina, South Carolina.
States important for commercial real estate volume:
Your lease almost certainly contains a dispute window that is shorter than your state's SOL. Understanding how these interact is critical:
The shorter period controls for lease disputes. If your lease says you have 90 days after statement delivery to dispute a specific year's reconciliation, and you miss that window, the account stated doctrine may prevent you from disputing that year's charges even though your state's SOL is 6 years.
But the SOL still matters for broader claims. If the landlord's overcharge constitutes breach of contract, fraud, or a pattern of systematic overbilling, claims based on those theories may survive past a missed dispute window. This is particularly relevant for multi-year patterns.
Practical hierarchy:
Check your lease's dispute window first. This is your most pressing deadline.
If the dispute window has passed, assess whether a contract-based or fraud-based claim is viable under your state's SOL.
Consult an attorney before acting on any assessment that involves missed lease-level deadlines.
Common lease dispute window language:
"Tenant shall have [60/90/180] days following receipt of the reconciliation statement to object to the charges therein."
"Failure to object within [X] days shall be deemed Tenant's acceptance of the reconciliation."
"Tenant's audit rights shall expire [12 months] after the delivery of the reconciliation statement."
Audit rights clauses and dispute windows are separate provisions in many leases. You may have a 12-month audit right but only a 60-day dispute window. The audit right lets you review; the dispute window determines how long you have to formally object after completing the review.
Tolling and the Discovery Rule
The SOL clock starts running from the date the cause of action "accrues." For a contract claim, this is typically when the breach occurred, meaning when the overcharge was made (the date of billing or payment). Under this interpretation, a CAM overcharge from 2021 in a 6-year SOL state expires in 2027.
However, the discovery rule modifies when the SOL begins to run in many states. Under the discovery rule, the clock starts not when the harm occurred but when the plaintiff discovered or reasonably should have discovered the harm.
In the context of CAM overcharges:
You receive a reconciliation statement with errors buried in complex calculations
You pay without knowing the errors exist
Three years later, you run an audit and discover the overcharge
Under the discovery rule, your SOL may run from the date of discovery rather than the date of billing, significantly extending your window.
States with well-established discovery rules for contract claims include: California, New York, New Jersey, Illinois, Texas. Discovery rule application varies by state and fact pattern.
Important limitation: Many courts have held that sophisticated commercial tenants (particularly large corporations or tenants with dedicated real estate departments) should have discovered errors earlier. The "should have known" standard can defeat discovery rule arguments for institutional tenants.
Multi-Year Lookback Strategy
CAM billing errors are rarely one-year events. A management fee overcharge, a capital improvement inclusion, or an improper gross-up calculation typically persists across every year the same property manager submits the reconciliation. This compounding effect makes multi-year lookbacks valuable.
When running a lookback audit:
Start with the most recent year. Identify all errors in the most recent reconciliation first. This gives you a baseline error profile.
Apply the same checks to prior years. If the management fee was overcharged in 2024, it was almost certainly overcharged in 2023, 2022, and 2021. Run the same calculation against prior-year reconciliations.
Calculate compounded recovery. A $5,000 annual management fee overcharge running for 5 years is a $25,000 claim, significantly more compelling than a single-year dispute.
Assess your SOL for each year. Not all years may be within your dispute window. A 6-year SOL state means you can reach back to 2020 from 2026. A 4-year state only reaches back to 2022.
CAMAudit supports multi-year audits. Upload prior-year reconciliation documents and run the same 13 detection rules to identify which errors are systematic and compounding.
States with Notable CAM Dispute Laws
California (SB 1103): California SB 1103, effective January 1, 2025, created new protections for "qualified commercial tenants," which includes small businesses, nonprofits, and arts organizations. Key provisions include: 60-day notice for rent increases exceeding 10%, relocation assistance requirements, and prohibition on certain unilateral lease modifications. While not directly a CAM dispute law, SB 1103 signals California's willingness to regulate commercial landlord conduct, and the same political environment has produced litigation-friendly discovery rule interpretations.
Texas: Texas has a relatively short 4-year written contract SOL, but commercial real estate litigation is common and the courts are generally sophisticated on CAM disputes. The Texas Property Code includes tenant protections around self-help remedies that affect how CAM disputes escalate.
New York: The 6-year SOL and New York courts' familiarity with commercial real estate disputes make New York one of the more tenant-friendly jurisdictions for multi-year lookback claims. New York courts have recognized the discovery rule in commercial lease contexts where the overcharge was not reasonably discoverable from the reconciliation statement alone.
Illinois: The 10-year SOL is notably long and gives Illinois tenants a broad lookback window. Combined with sophisticated commercial courts in Cook County, Illinois tenants often have meaningful recovery options on errors going back nearly a decade.
State-Specific CAM Audit Rights Guides
For state-by-state detail on audit rights, notice requirements, and dispute procedures, see the guides below.